Ernest Diaz, Realty One Group Trilogy  

Expert assistance and advice in real estate short sales, lender negotiations and the Home Affordable Foreclosure Alternatives Program

What About The House?



Your spouse wants to keep the house.
Work it out amongst yourselves or with your attorneys but make certain you remove your name from the title so you're not encumbered by their mortgage loan in your future. Imagine getting remarried years later from now and going to apply for a new mortgage and discovering you don't qualify because you already have one...yikes!

You want to keep the house.
 
Same thing applies. Removing your spouses name from the title insures they're also not encumbered in future mortgage applications, auto loans, etc. It also makes the place all yours to pay for and maintain and qualify for unless you work out some other arrangement? That alone may be reason to celebrate. 

There's equity to split. 
Sell the house or pull out cash if that's an option but remember that if your mortgage loan required both of your incomes to qualify and you're now removing one of the borrowers refinancing may not be possible. If you do need to sell, I'd like to interview for the job. 

We owe more than it's worth. 
I can help you 'short sell' the property at no cost to you. This will enable you to avoid having a foreclosure on your credit report(s). A 'short sale' is when the lender(s) agree(s) to accept a current fair market offer for their property despite what you may owe on it. You pay no commissions or closing costs. The bank agrees in writing to foregoe any possible future deficiency judgments - you owe nothing - ever. 

My team can expertly handle all lender negotiations and of course all aspects of getting the property marketed and sold. 

What's your home worth...today? Find Out Now. 
I'll provide rich and complete up to the minute traditional and non traditional sales data highly comparable to your property. It's as close as you can get to a $500.00 appraisal for FREE. 

Get the best, most detailed Home Value Report you can obtain short of hiring an appraisor by clicking here now.